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Insurance

We offer the widest all risk insurance coverage!

The following property type is not insurable via e-commerce:

  • uninhabited (immovable property where you don't live at least 9 months per year)
  • with business activity run in it

If you wish to insure such property type, please contact draudimas@balcia.lt

Property information

Year of construction or overhaul of the building

Square meters

m2
m2

Additional objects

Additional objects- – a separate building, which is not intended and is not used for living (e.g. sauna, garage, basement, livestock, shed, greenhouses with an area exceeding 20 m2) and small (with the area of up to 20m2) premises in communal use, terraces, or household buildings, the construction of which need to be require official designs or permits.

Garage tooltip

Sauna tooltip

If You have specific, exclusive Territory Improvements, like: Video gate entry system, Electronic gate lock system, Automatic controls for gates, solar territory light system and other modern features in Your territory, then You must upgrade your policy with additional sum insured. By default, free of charge, we will cover up to 5000 EUR.

Barn tooltip

Garage

Square meters

m2
m2

Bath house

Square meters

m2
m2

Territory improvement

If You have specific, exclusive Territory Improvements, like: Video gate entry system, Electronic gate lock system, Automatic controls for gates, solar territory light system and other modern features in Your territory, then You must upgrade your policy with additional sum insured. By default, free of charge, we will cover up to 5% of Sum Insured building, but not exceeding 5000 EUR.

Sum insured is the maximum value what can be payed in case of insurance claim. Any amount above and beyond the sum insured will have to be taken out from your own pocket.

€

Barn

Square meters

m2
m2

Movable property

Sum insured is the maximum value what can be payed in case of insurance claim. Any amount above and beyond the sum insured will have to be taken out from your own pocket.

€

Liability insurance

We shall pay the indemnity to the third party to whose property, health, or life You and Your Relatives caused damage in territory of Lithuania.

Sum insured is the maximum value what can be payed in case of insurance claim. Any amount above and beyond the sum insured will have to be taken out from your own pocket.